QuickLoanCard Privacy Policy and Terms of Service

PLEASE READ THIS POLICY CAREFULLY BEFORE USING THE WEBSITE. BY USING THIS SITE AND IT'S SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTAND THESE POLICIES AND AGREEMENTS AND HAVE AGREED WITHOUT ANY LIMITATION OR QUALIFICATION, TO BE LEGALLY BOUND BY THIS AGREEMENT AND THE STATED TERMS OF THIS WEBSITE'S PRIVACY POLICY AND TERMS OF USAGE WHICH IS INCORPORATED HEREIN AS THOUGH FULLY SET FORTH.

Terms of Use and Services Provided by QuickLoanCard.com

QuickLoanCard provides a service that assists to faciliate the consumer's application process to match the applicants with lenders actively participating online in our network of short term cash advance lenders, commonly called a cash matching service. This matching service is done through our trusted partner's websites, to be called QuickLoanCard.com for further reference in this document. There is no charge to use QuickLoanCard.com's cash advance matching service. QuickLoanCard's Cash Card is not a Credit, Debit, Secured, Unsecured, Merchandise, or PrePaid card. QuickLoanCard's Cash Card is not a Visa™ or Mastercard™. QuickLoanCard.com does not make any credit decisions or provide any cash advances, and is not a lender or a broker of these loans. QuickLoanCard's loan matching service does not guarantee acceptance into any particular loan program or specific loan terms of conditions with any participating lender. QuickLoanCard.com does not guarantee that the price, product, availability, rates, fees, or any other loan terms offered and made available by participating online lenders through the loan matching service are the best terms available in the market. A cash advance, also referred to as a payday loan or payday cash advance, is a small, short-term loan that is only intended to cover a borrower's expenses until the following payday. Cash advances are only intended for short-term financial relief and do not constitute long-term financial solutions. To use our service, you must complete our online application that requests specific personal information from you. This includes, and is not limited to, your first and last name, postal address, areacode. phone number, e-mail address, socialsecurity number, drivers license number and state, bank account and routing number, and employment and reference information. The use and collection of this entered information is subject to this websites PrivacyPolicy. In order to proceed and to use our cash advance matching service, you must agree to these stated terms of usage as well as the PrivacyPolicy, which are incorporated herein by reference.

When you submit your application online at a QuickLoanCard partner's website, your entered application information will be sent to and shared with active online lenders. By transmitting your entered application information to our network of lenders, we increase your chances of being approved for your cash advance. Also, when submitting your application you understand and agree that you are transmitting an inquiry about a cash advance or short term loan product to QuickLoanCard.com and all of the online lenders to whom QuickLoanCard.com transmits your loan request. By submitting the application, you are transmitting a cash advance loan request to QuickLoanCard.com and each of their online lenders. You are permitting them to use this shared information to contact you by any means. This includies by email, telephone, direct mail, and any other method not listed, so that they may help you with your cash advance transaction or to provide you information about any additional offers of which you may be interested. The lenders who receive your application information from QuickLoanCard.com will review your information in realtime to determine whether your information meets their specific qualification and approval criteria. QuickLoanCard.com is not involved with the lender's review of your entered application information, or in making a determination about whether you meet a particular lender's qualification or approval criteria. Participating online lenders will verify and review your application information against national online lender and financial services databases that track consumer transactions with these private lending institutions. By submitting or transmitting the application form, you agree to allow these online lenders to review and verify your application in such a manner. If a participating online lender determines that your entered application meets their respective qualifying or approval criteria, QuickLoanCard.com will redirect your browser to the online lender's website and electronic signature page. You also agree that, that once you have been redirected to the online lender's website or electronic signature page, QuickLoanCard.com has no further involvement. You may be asked on the lender's website or electronic signature page to confirm your identity to the lender or supply more information to the lender. QuickLoanCard.com has no involvement in this partof the online cash advance loan application or approval process. Your interactions with the lender at this point are subject to the privacy policy, the terms of use, and other policies and/or terms utilized by that particular online lender. It may take up to the next business day for the lender to finish processing and deposit your loan. QuickLoanCard.com does not recommend or endorse the products of any particular online lender. QuickLoanCard.com is not an agent of any participating lender, or of you. The online lender themselves are solely responsible for providing their services to you. Also, you agree that QuickLoanCard.com shall not be liable for any costs or damages of any type that may arise in any way connected with your usage of the loan matching service. You also understand that participating online lenders may store your entered application information, whether or not you are qualified or approved for a cash advance loan with them.

QuickLoanCard.com reserves its right to modify or change any or all information, appearance, text, policies, functions and features of the cash advance matching service at any time without any prior notice. QuickLoanCard.com reserves its right to deny you access to all or any part of the above mentioned services without any prior notice. QuickLoanCard.com and it's operators specifically disclaim any responsibilities for any technical errors or possible delays in providing the cash advance matching service connections and data transmissions caused by errors in any of the cash advance application data entered by you or by any technical problems which may be encountered that are beyond this website or it's operators. QuickLoanCard and it's partners also reserve the right to not fulfill the product if the applicant's information is thought to be fraudulent for any reason at all. QuickLoanCard and it's partners reserve the right to fulfill the cash card product in any manner, physically or virtually. QuickLoanCard and it's partners are not responsible for any delays by third parties outside of our immediate control regarding delivery of the product. QuickLoanCard and it's partners are not responsible for the security of your login information and your PIN. Your PIN will usually be the last four digits of your SSN. QuickLoanCard and it's partners are not responsible for any damages that may arise from wrongful access to your stored information that may have resulted from misuse of the card, any illegal access to our systems, a lost card, user error, or any reason at all.

Consumer Notices

Our lenders specialize in offering advances for any need or situation. Advance approvals are usually done online and confirmed within an hour, actual cash transfer times vary between lenders and your individual financial institution and may take up until the next business day to be completed. Loans are available for consumers with varying degrees of credit worthiness. Typically lenders will not perform credit checks with the major credit reporting bureaus. However, the lender may perform a credit check with specialized bureaus. Consumers should be informed that Lenders may perform a credit check or otherwise verify the Consumer's social security number or other information. Non-payment of credit could result in collection activities. Late payments of loans may result in additional fees or collection activities, or both. Please borrow responsibly. Each Lender has their own terms and conditions, please review their policies for further information. Consumers should be aware that Lenders may renew or extend existing credit, and that every Lender has its own renewal policy, which may differ from Lender to Lender. Please review your Lender's renewal policy.

Disclaimers

YOU UNDERSTAND AND AGREE THAT YOUR USE OF THIS WEBSITE'S SERVICE IS AT YOUR OWN RISK. THE SERVICE IS PROVIDED STRICTLY ON AN "AS IS" BASIS. QuickLoanCard.COM AND ANY PERSONS OR ENTITIES ASSOCIATED WITH QuickLoanCard.COM DISCLAIM ALL REPRESENTATIONS, WARRANTIES, AND CONDITIONS OF ANY KIND, WHETHER EXPRESSED OR IMPLIED. QuickLoanCard.COM, ITS AFFILIATES, AND ONLINE LENDERS MAKE NO WARRANTY THAT THIS THE SERVICE WILL MEET YOUR REQUIREMENTS, THE SERVICE WILL BE SECURE OR ERROR-FREE, AND ANY DEFECTS IN THE OPERATION OR IN THE FUNCTIONALITY OF THE SERVICE OR ANY RELATED SOFTWARE WILL BE CORRECTED. YOU EXPRESSLY UNDERSTAND AND AGREE THAT QuickLoanCard.COM WILL NOT BE LIABLE TO YOU OR ANY OTHER RELATED PARTY FOR ANY INDIRECT, DIRECT, SPECIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES THAT MAY BE INCURRED BY YOU, HOWEVER CAUSED. THIS INCLUDES, BUT IS NOT LIMITED TO, ANY LOSS OF DATA, ANY PROFIT LOSS, BUSINESS OR GOODWILL REPUTATION, ANY COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, OR ANY OTHER INTANGIBLE LOSSES. THIS ALSO INCLUDES ANY LOSS OR DAMAGES THAT MAY BE INCURRED BY YOU AS A RESULT OF ANY CHANGES THAT QuickLoanCard.COM MAY MAKE TO IT'S PROVIDED SERVICE, ANY PERMANENT OR TEMPORARY CESSATION OF THE SERVICE, OR THE DELETION OR CORRUPTION OF, OR FAILURE TO STORE ANY CONTENT OR OTHER PROPERTY MAINTAINED THROUGH THIS WEBSITE'S PROVIDED SERVICE. THE LIMITATIONS AND EXCLUSIONS OF LIABILITY ABOVE SHALL APPLY IRRESPECTIVE OF THE THEORY OF LIABILITY, INCLUDING CONTRACT (INCLUDING FUNDAMENTAL BREACH), WARRANTY, PRODUCT LIABILITY, STRICT LIABILITY, TORT (INCLUDING NEGLIGENCE) OR OTHER THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Also, as a condition of using this website and the cash advance matching services offered you will indemnify and hold QuickLoanCard.com harmless from and against any and all liabilities and costs, including reasonable attorneys fees, incurred by QuickLoanCard.com in connection with any claim arising out of your breach of the Agreement. QuickLoanCard.com reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.

Personal and Other Information we may collect

Any use of the cash advance matching service provided by this website is purely voluntary. You are not required to enter any personal information on our website unless you choose to use or access features of our website's service which will require such information. If you do not agree with the terms of this website's pivacupolicy or other terms of usage related to this website's service, then you should immediately exit this website and cease using the website or any component of the website's service. If you do not agree with the terms of our privacy policy and terms of use, please do not provide us with personal information and discontinue use of the service. QuickLoanCard.com's terms of use are fully incorporated into this policy and made a part of this policy. By using the service of this website, you signify that you agree to the terms of usage as well as to the privacy policy. If you choose to use and access our website and use our cash advance matching service we may require you to provide personal information indicated on the applicationforms on the site. There may be other times and instances in which we collect information from your ccmputer or you that is general in nature (general information). Such information may include information that will be recorded in our server logs from your web browser such as your IP address, which enables us to identify your computer or networked device on the internet, and the webpage you requested on our website. Such general information, including cookies, detailed below, may be collected from you whenever you access or use the QuickLoanCard.com cash advance matching service website, whether or not you enter or provide us with any personal information in the application forms. Cookies are a common built in feature in your computer's browser software. If they are enabled, we may use or write cookies that may store very small amounts of data on your computer about your visit to any of the pages of this website. This may assist us in tracking or prefilling what content you may have viewed or entered on past visits. When you visit this site again, cookies can enable us to further customize our website's content according to your stored preferences. You may set your browser preferences to accept or reject all cookies, or even to request a notice on your screen when a cookie is set. Please read the documentation provided with your computer's web browser (Internet Explorer, Safari, Firefox, Chrome, etc.) for information on any or all of these options.

Third Parties and Use of Information

This website may contain links to other websites operated by other third parties. Our privacy policy does not apply to these other websites, and are beyound our control. Such marketing related links, popups, popunders, exit pops, etc. are provided for marketing purposes only. By using our site, you may receive other offers by these means. We may share your usage of QuickLoanCard.com with third party advertisers by using common industry standard tracking processes such as cookies, pixels, and recording your IP address. We may also collect and accumulate other misc. data which will help us analyze and improve the internet experience of our website's visitors. For instance, we may accumulate visitor data relating to domain names, types of browsers used, operating systems used, ip addresses, screen dislays and resolutions, browser plugins, specific language settings, browser preferences, search engine keywords and JavaScript usage. By submitting information at and/or registering at this Website, you agree to allow us to share such usage information with third parties. QuickLoanCard.com may share your entered information with its partners, sponsors, advertisers, service providers, other marketing services, and any other entities that QuickLoanCard.com believes are able to provide applicants with special offers and opportunities. Note that although QuickLoanCard.com advises everyone who receives applicant information from QuickLoanCard.com to support this Policy, QuickLoanCard.com has no control over these third party's information use practices and is not liable for any failure of such party to adhere to this policy. By submitting your application information through our site, you hereby grant written permission to QuickLoanCard.com, any affiliated sites, and its business partners to share or sell your contact information for marketing purposes, and for contact via telephone, mail, and/or e-mail. You may opt-out of receiving any communications from us, or our affiliates, by choosing not to submit your information to us. If you have submitted your information to us and wish to later opt-out you may do so by replying to such marketing email, or using the opt-out feature on the marketing email, in full compliance with the CAN-SPAM Act of 2003. If the email address you provide to us is a wireless email address, you understand that your wireless carrier's standard rates apply to these messages. You represent that you are the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges, and that QuickLoanCard.com and its operators are not responsible for any of these charges. You represent that you are 18 years of age and the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges. In addition to any fee of which you are notified your provider's standard messaging rates apply to our confirmation and all subsequent SMS correspondence. All charges are billed by and payable to your mobile service provider. SMS message services are provided on an AS IS basis. We will use the information we obtain in connection with our SMS Service in accordance with this Privacy Policy. If fees are charged to your wireless account invoice, we may provide your carrier with your applicable information in connection therewith. Your wireless carrier and other service providers may also collect data about your wireless device usage, and their practices are governed by their own policies. We do not guarantee that your use of the SMS Service will be private or secure, and we are not liable to you for any lack of privacy or security you may experience. You are fully responsible for taking precautions and providing security measures best suited for your situation and intended use of the SMS Service. We may also access the content of your account and wireless account with your carrier for the purpose of identifying and resolving technical problems and service-related complaints. You also consent by agreeing to this policy, to disclosure of any communications to any third party when we, in our sole discretion, determine this disclosure to be appropriate, including, without limitation, sharing your email address with third parties for necessary suppression purposes in full compliance with the CAN-SPAM Act of 2003. Further, by applying at QuickLoanCard.com you are consenting to receive phone calls and email offers from QuickLoanCard.com, its affiliated sites, and its business partners for such contact, including but not limited to companies that may contact you regarding a credit or financial related offer and thereby registrants waive their right to file a claim with the FTC or any other agency in reference to these calls or contacts. Finally, QuickLoanCard.com may disclose your entered information in order to: (1) comply with applicable laws; (2) respond to governmental inquiries; (3) comply with valid legal process; and (4) protect the rights or property of QuickLoanCard.com, or other registrants of this site. We respect your privacy and do not use any third party tracking or advertising tools, further respecting any set do not track signals.

Website usage by Minors

QuickLoanCard's cash advance matching service is only intended for those 18 years of age or older. The services provided by us or by our lenders, affiliates, and advertisers are not intended to be viewed by minors (under 18 years old). QuickLoanCard.com does not knowingly collect any information from minors or knowingly use it for any purpose whatsoever, including marketing and promotional purposes.

Prohibited Activities and Intellectual Property Rights

You may not access or use this website for any other purpose other than that for which our company makes it available. The website is for the personal use of users only and may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by our company. Prohibited activity includes, but is not limited to the following :
- Engaging in unauthorized framing, iframing, of or linking to the website.
- Deciphering, decompiling, disassembling or reverse engineering any of the software comprising or in any way making up a part of the website.
- Interfering with, disrupting, or creating an undue burden on the website or the networks or services connected to the website.
- Engaging in any automated or manual use of the system, such as using any data mining, web robots, bots, WGET programs, seeding applications, entering false information, or similar data gathering, monitoring, and extraction tools.
- Automated or systematic retrieval of data or other content from the website to create or compile, directly or indirectly, a collection, compilation, database or directory without written permission from company.
- Attempting to bypass any measures of the website designed to prevent or restrict access to the Website, or any portion of the website.
- Using the website's service as part of any effort to compete with our company.
- Harassing, annoying, intimidating or threatening any company employees or agents engaged in providing any portion of the website services to you.
- Deleting the copyright or other proprietary rights notice from any company content.
- The website contains intellectual property owned by company and other parties. As between company and you, company is the sole owner of the website and all materials on or available through the website, including without limitation, all applicable U.S. and non-U.S. copyrights, patents, trademarks, and trade secrets, and other intellectual property rights thereto (collectively, the 'content'). You may not download or save a copy of the content or any portion thereof, for any purpose. However, you may print a copy of individual screens appearing as part of the content solely for your personal and non-commercial use or records, provided that any company or other marks, logos or other legends that appear on the copied screens remain on, and are not removed from the images of such screens. Except as otherwise expressly permitted herein, you may not modify, copy, publish, display, transmit, adapt or in any way, or exploit any portion of the content unless you first obtain prior written consent from company, and from all and any other entities with an interest in the relevant intellectual property. Any unauthorized attempt to modify any content, to defeat or circumvent company and website's security features, or to utilize this website for other than its intended purposes is strictly prohibited.
- Using the website in a manner inconsistent with any and all applicable laws and regulations.

Security Practices

To help prevent unauthorized access and ensure the proper use of any entered application information, QuickLoanCard.com has put in place the appropriate procedures to secure the information collected during your cash advance application process. QuickLoanCard uses state of the art SSL encryption and generally accepted security measures to protect any data transmitted to and from the site.

Disputes

Any claim or controversy arising out of or relating to the use of this website, to the goods or services provided by QuickLoanCard.com or its operators, or to any acts or omissions for which you may contend QuickLoanCard.com or its operators are liable, including but not limited to any claim or controversy as to arbitrability ("Dispute"), shall be finally, and exclusively, settled by arbitration. The arbitration shall be held before one arbitrator under the commercial arbitration rules of the American Arbitration Association ("AAA") in force at that time. The arbitration shall be venued in Commonwealth of Pennsylvania. The arbitrator shall be selected pursuant to the AAA rules. Should no AAA rule regarding the selection of an arbitrator be in effect, the consumer shall select an arbitrator from a panel of arbitrators acceptable to the operators of QuickLoanCard.com. You will be responsible for the filing fee costs, plus the costs associated with the first day of arbitration, and any remaining costs of the entire arbitration process. The arbitrators shall not have the power to award damages in connection with any dispute in excess of actual compensatory damages and shall not multiply actual damages or award punitive, exemplary, or consequential damages, and each party irrevocably waives any claim thereto, except in Maine where state law will control all rights and remedies in the arbitration. The agreement to arbitrate shall not be construed as an agreement to the joinder or consolidation of arbitration under this agreement with arbitration of disputes or claims of any nonparty, regardless of the nature of the issues or disputes involved. THIS AGREEMENT PROVIDES THAT ALL DISPUTES BETWEEN YOU AND QuickLoanCard AND ITS OPERATORS WILL BE RESOLVED BY BINDING ARBITRATION. YOU THUS AGREE THAT BY USING THIS WEBSITE THAT YOU GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU AGREE ALSO TO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL THEN BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT BY A JUDGE OR JURY. You are entitled to a fair hearing, but the arbitration procedures are simpler and more limited than rules applicable in court. Arbitrator decisions are enforceable as any court order and are subject to very limited review by a court. By using QuickLoanCard.com's website and services you consent to these restrictions. Should any dispute arise and should the arbitration provisions herein become unenforceable or inapplicable, or in any instance of any lawsuit between you and QuickLoanCard.com and its operators, the parties agree that venue and jurisdiction over any suit shall be exclusively in the state and federal courts sitting in the Commonwealth of Pennsylvania. You also agree that QuickLoanCard.com and it's operators will not be responsible for any of your reasonable attorneys' fees, regardless of the outcome of any legal action.

Agreement

The terms in this policy constitute the entire agreement between you and QuickLoanCard.com and it's operators, Dynomite Marketing, LLC. These terms and policies shall be governed by the laws of the Commonwealth of Pennsylvania without regard to its conflict of law provisions. QuickLoanCard.com and its operators may amend these terms and policies at any time by posting the modified terms on its website. All amended and updated policies and terms are effective immediately when posted.

Company Information for ISPs/Contact Information

Company Name: Dynomite Marketing, LLC
Contact information can be located at our web site: dynomitemarketing.com
E-mail Address: privacy@dynomitemarketing.com



Dated : November, 2011