QuickLoanCard provides a service that assists to faciliate the consumer's application process to match the applicants with lenders actively participating online in our network of short term cash advance lenders, commonly called a cash matching service. This matching service is done through our trusted partner's websites, to be called QuickLoanCard.com for further reference in this document. There is no charge to use QuickLoanCard.com's cash advance matching service. QuickLoanCard's Cash Card is not a Credit, Debit, Secured, Unsecured, Merchandise, or PrePaid card. QuickLoanCard's Cash Card is not a Visa™ or Mastercard™. QuickLoanCard.com does not make any credit decisions or provide any cash advances, and is not a lender or a broker of these loans. QuickLoanCard's loan matching service does not guarantee acceptance into any particular loan program or specific loan terms of conditions with any participating lender. QuickLoanCard.com does not guarantee that the price, product, availability, rates, fees, or any other loan terms offered and made available by participating online lenders through the loan matching service are the best terms available in the market. A cash advance, also referred to as a payday loan or payday cash advance, is a small, short-term loan that is only intended to cover a borrower's expenses until the following payday. Cash advances are only intended for short-term financial relief and do not constitute long-term financial solutions. To use our service, you must complete our online application that requests specific personal information from you. This includes, and is not limited to, your first and last name, postal address, areacode. phone number, e-mail address, socialsecurity number, drivers license number and state, bank account and routing number, and employment and reference information. The use and collection of this entered information is subject to this websites PrivacyPolicy. In order to proceed and to use our cash advance matching service, you must agree to these stated terms of usage as well as the PrivacyPolicy, which are incorporated herein by reference.
QuickLoanCard.com reserves its right to modify or change any or all information, appearance, text, policies, functions and features of the cash advance matching service at any time without any prior notice. QuickLoanCard.com reserves its right to deny you access to all or any part of the above mentioned services without any prior notice. QuickLoanCard.com and it's operators specifically disclaim any responsibilities for any technical errors or possible delays in providing the cash advance matching service connections and data transmissions caused by errors in any of the cash advance application data entered by you or by any technical problems which may be encountered that are beyond this website or it's operators. QuickLoanCard and it's partners also reserve the right to not fulfill the product if the applicant's information is thought to be fraudulent for any reason at all. QuickLoanCard and it's partners reserve the right to fulfill the cash card product in any manner, physically or virtually. QuickLoanCard and it's partners are not responsible for any delays by third parties outside of our immediate control regarding delivery of the product. QuickLoanCard and it's partners are not responsible for the security of your login information and your PIN. Your PIN will usually be the last four digits of your SSN. QuickLoanCard and it's partners are not responsible for any damages that may arise from wrongful access to your stored information that may have resulted from misuse of the card, any illegal access to our systems, a lost card, user error, or any reason at all.
Our lenders specialize in offering advances for any need or situation. Advance approvals are usually done online and confirmed within an hour, actual cash transfer times vary between lenders and your individual financial institution and may take up until the next business day to be completed. Loans are available for consumers with varying degrees of credit worthiness. Typically lenders will not perform credit checks with the major credit reporting bureaus. However, the lender may perform a credit check with specialized bureaus. Consumers should be informed that Lenders may perform a credit check or otherwise verify the Consumer's social security number or other information. Non-payment of credit could result in collection activities. Late payments of loans may result in additional fees or collection activities, or both. Please borrow responsibly. Each Lender has their own terms and conditions, please review their policies for further information. Consumers should be aware that Lenders may renew or extend existing credit, and that every Lender has its own renewal policy, which may differ from Lender to Lender. Please review your Lender's renewal policy.
YOU UNDERSTAND AND AGREE THAT YOUR USE OF THIS WEBSITE'S SERVICE IS AT YOUR OWN RISK. THE SERVICE IS PROVIDED STRICTLY ON AN "AS IS" BASIS. QuickLoanCard.COM AND ANY PERSONS OR ENTITIES ASSOCIATED WITH QuickLoanCard.COM DISCLAIM ALL REPRESENTATIONS, WARRANTIES, AND CONDITIONS OF ANY KIND, WHETHER EXPRESSED OR IMPLIED. QuickLoanCard.COM, ITS AFFILIATES, AND ONLINE LENDERS MAKE NO WARRANTY THAT THIS THE SERVICE WILL MEET YOUR REQUIREMENTS, THE SERVICE WILL BE SECURE OR ERROR-FREE, AND ANY DEFECTS IN THE OPERATION OR IN THE FUNCTIONALITY OF THE SERVICE OR ANY RELATED SOFTWARE WILL BE CORRECTED. YOU EXPRESSLY UNDERSTAND AND AGREE THAT QuickLoanCard.COM WILL NOT BE LIABLE TO YOU OR ANY OTHER RELATED PARTY FOR ANY INDIRECT, DIRECT, SPECIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES THAT MAY BE INCURRED BY YOU, HOWEVER CAUSED. THIS INCLUDES, BUT IS NOT LIMITED TO, ANY LOSS OF DATA, ANY PROFIT LOSS, BUSINESS OR GOODWILL REPUTATION, ANY COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, OR ANY OTHER INTANGIBLE LOSSES. THIS ALSO INCLUDES ANY LOSS OR DAMAGES THAT MAY BE INCURRED BY YOU AS A RESULT OF ANY CHANGES THAT QuickLoanCard.COM MAY MAKE TO IT'S PROVIDED SERVICE, ANY PERMANENT OR TEMPORARY CESSATION OF THE SERVICE, OR THE DELETION OR CORRUPTION OF, OR FAILURE TO STORE ANY CONTENT OR OTHER PROPERTY MAINTAINED THROUGH THIS WEBSITE'S PROVIDED SERVICE. THE LIMITATIONS AND EXCLUSIONS OF LIABILITY ABOVE SHALL APPLY IRRESPECTIVE OF THE THEORY OF LIABILITY, INCLUDING CONTRACT (INCLUDING FUNDAMENTAL BREACH), WARRANTY, PRODUCT LIABILITY, STRICT LIABILITY, TORT (INCLUDING NEGLIGENCE) OR OTHER THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Also, as a condition of using this website and the cash advance matching services offered you will indemnify and hold QuickLoanCard.com harmless from and against any and all liabilities and costs, including reasonable attorneys fees, incurred by QuickLoanCard.com in connection with any claim arising out of your breach of the Agreement. QuickLoanCard.com reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.
Personal and Other Information we may collect
Third Parties and Use of Information
Website usage by Minors
QuickLoanCard's cash advance matching service is only intended for those 18 years of age or older. The services provided by us or by our lenders, affiliates, and advertisers are not intended to be viewed by minors (under 18 years old). QuickLoanCard.com does not knowingly collect any information from minors or knowingly use it for any purpose whatsoever, including marketing and promotional purposes.
On September 27, 2013, A.B. 370 was signed into law, amending the California Online Privacy Protection Act to require operators of commercial websites like this to disclose how it responds to 'Do Not Track' signals, and whether third parties collect personally identifiable information about users when they visit. We do not engage in the collection of personally identifiable information about an individual consumer's online activities over time and across third-party Web sites or online services. We do not honor 'do not track' signals. Users who chose to use 'do not track' signals will still have access to our sites. We do not knowingly permit third parties to collect personally identifiable information about an individual consumer's online activities over time and across different Web sites when a consumer uses our sites.
Do Not Contact Registry Compliance
By submitting personal contact and/or financial information, the user hereby grants written permission to Dynomite Marketing, its affiliated sites, and its business partners for contact via telephone, mail, and/or e-mail. Further, by registering at our site you are consenting to receive phone calls from Dynomite Marketing, its affiliated sites, and its business partners for contact via telephone, including but not limited to lenders that may contact you regarding a loan.
We treat information about our former customers in the same manner as we treat information about our current customers.
Prohibited Activities and Intellectual Property Rights
You may not access or use this website for any other purpose other than that for which our company makes it available. The website is for the personal use of users only and may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by our company. Prohibited activity includes, but is not limited to the following :
To help prevent unauthorized access and ensure the proper use of any entered application information, QuickLoanCard.com has put in place the appropriate procedures to secure the information collected during your cash advance application process. QuickLoanCard uses state of the art SSL encryption and generally accepted security measures to protect any data transmitted to and from the site.
Any claim or controversy arising out of or relating to the use of this website, to the goods or services provided by QuickLoanCard.com or its operators, or to any acts or omissions for which you may contend QuickLoanCard.com or its operators are liable, including but not limited to any claim or controversy as to arbitrability ("Dispute"), shall be finally, and exclusively, settled by arbitration. The arbitration shall be held before one arbitrator under the commercial arbitration rules of the American Arbitration Association ("AAA") in force at that time. The arbitration shall be venued in Commonwealth of Pennsylvania. The arbitrator shall be selected pursuant to the AAA rules. Should no AAA rule regarding the selection of an arbitrator be in effect, the consumer shall select an arbitrator from a panel of arbitrators acceptable to the operators of QuickLoanCard.com. You will be responsible for the filing fee costs, plus the costs associated with the first day of arbitration, and any remaining costs of the entire arbitration process. The arbitrators shall not have the power to award damages in connection with any dispute in excess of actual compensatory damages and shall not multiply actual damages or award punitive, exemplary, or consequential damages, and each party irrevocably waives any claim thereto, except in Maine where state law will control all rights and remedies in the arbitration. The agreement to arbitrate shall not be construed as an agreement to the joinder or consolidation of arbitration under this agreement with arbitration of disputes or claims of any nonparty, regardless of the nature of the issues or disputes involved. THIS AGREEMENT PROVIDES THAT ALL DISPUTES BETWEEN YOU AND QuickLoanCard AND ITS OPERATORS WILL BE RESOLVED BY BINDING ARBITRATION. YOU THUS AGREE THAT BY USING THIS WEBSITE THAT YOU GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU AGREE ALSO TO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL THEN BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT BY A JUDGE OR JURY. You are entitled to a fair hearing, but the arbitration procedures are simpler and more limited than rules applicable in court. Arbitrator decisions are enforceable as any court order and are subject to very limited review by a court. By using QuickLoanCard.com's website and services you consent to these restrictions. Should any dispute arise and should the arbitration provisions herein become unenforceable or inapplicable, or in any instance of any lawsuit between you and QuickLoanCard.com and its operators, the parties agree that venue and jurisdiction over any suit shall be exclusively in the state and federal courts sitting in the Commonwealth of Pennsylvania. You also agree that QuickLoanCard.com and it's operators will not be responsible for any of your reasonable attorneys' fees, regardless of the outcome of any legal action.
The terms in this policy constitute the entire agreement between you and QuickLoanCard.com and it's operators, Dynomite Marketing, LLC. These terms and policies shall be governed by the laws of the Commonwealth of Pennsylvania without regard to its conflict of law provisions. QuickLoanCard.com and its operators may amend these terms and policies at any time by posting the modified terms on its website. All amended and updated policies and terms are effective immediately when posted.
Company Information for ISPs/Contact Information
Company Name: Dynomite Marketing, LLC
Dated : September, 2015